You are here

interest rate

Catalogue: GRDC Factsheets
" February 2014 UNDERSTANDING A BANK'S APPROACH TO FARM BUSINESS FACT SHEET.. Banks need your business and are prepared to fight for it... Have a medium term plan for your business (3-5 years), understand what to show in terms of costs and returns, and present it to the bank...
Related categories:
Catalogue: GRDC Factsheets
" February 2014 UNDERSTANDING A BANK'S APPROACH TO FARM BUSINESS FACT SHEET.. Banks need your business and are prepared to fight for it... Have a medium term plan for your business (3-5 years), understand what to show in terms of costs and returns, and present it to the bank...
Related categories:
Catalogue: GRDC Factsheets
" February 2014 UNDERSTANDING A BANK'S APPROACH TO FARM BUSINESS FACT SHEET.. Banks need your business and are prepared to fight for it... Have a medium term plan for your business (3-5 years), understand what to show in terms of costs and returns, and present it to the bank...
Related categories:
Catalogue: GRDC YouTube channel
12.629: Stephen Koukoulas: Managing Director, Market Economics 12.839: Look the key thoughts were firstly that the overall economy is doing well, we 16.429: solid growth occurring and it will probably continue for the next year or so but within 21.25: that we 26.88: parts of the economy that are in the slow lane performing quite poorly and that 31.339: the policy challenge and the management challenge I guess for the economy over the next year... 38.68: Stephen Koukoulas: For farmers what will happen I think in an 41.37: era where we do get a fall in mineral prices is that the Aussie dollar will fall... 171.939: per cent and if we do get some negative inflow from the world economy, the world economy 177.809: still looks quite sick to me, bit if that does happen we 182.54: rates more, they 186.669: of three point five so in a worse case we could have the RBA cutting you know a 100, 191.599: 200 basis points so really aggressively that 195.919: as this dollar comes down if we get a worse case scenario my 90 cent forecast for the 200.689: Aussie for next year will be too optimistic it will fall even more...
Related categories:
Catalogue: Nuffield Scholar Reports
When I review the assets relating to agriculture it was easy to get finance on the depreciating assets like machinery but when looking to purchase cows or land it required more of a deposit and security backing... For a more accurate and balanced measurement of the age of our farmer population we should use the ratio of farmers less than 35 years of age compared to farmers older than 55... The objective of the report is to investigate what other countries do to assist their young farmers gain an asset in agriculture and to then formulate a financial model using the information gained to implement a program for Australia...
Related categories:
Catalogue: GRDC Updates
Strong businesses can demand a great deal, but need a professional approach... When providing information to the lender for additional funding, purchase of a new property or even for review of facilities, it is more important than ever to be clear, concise and consistent in terms of the information provided... All lenders will quote interest rates differently and part of my role is to quantify rates and fees from different lenders and relate it back to an effective annual rate and a total funding cost to the business...
Related categories:
Catalogue: GRDC Publications
Financial gains from storage Harvest logistics/timeliness Seasonal trends in market Local market gain (feed to feedlot) Freight (peak vs out-of-season rate) Cleaning to improve the grade Blending to lift average grade Drying for early harvest Other bene ts ;V[H;S VI[LHSU LIL [UZL [Z Capital cost.. Grain price x reduction in value after damage % x probability of damage % Post harvest grain price - harvest grain price Post harvest grain price - harvest grain price Peak rate $/t - post harvest rate $/t Clean grain price - original grain price - cleaning costs - shrinkage Blended price - ((low grade price x %mix) + (high grade price x %mix)) Grain price x reduction in value after damage % x probability of damage % Sum of bene ts Infrastructure cost storage capacity.. Storage hygiene Aeration cooling Repairs and maintenance Inload/outload time and fuel Time to monitor and manage Opportunity cost of stored grain Insect treatment cost Cost of bags or bunker tarp Shrinkage (spilt/lost grain) Drying costs (optional) Total variable costs Total cost of storage 7YV 7[Y V3 V[Z Z3 VVZUZ ZV[UV YZH[NVLYHNL Return on investment Payback period years (Labour rate $/hr x time to clean hrs storage capacity) + structural treatment Indicatively 23c for the rst 8 days then 18c per month /t Estimate eg. capital cost $/t x 1% Labour rate $/hr 60 minutes auger rate t/m x 3 Labour rate $/hr x total time to manage hrs storage capacity Grain price x opportunity or interest rate eg 8% 12 months x No. months stored Treatment cost $/t x No. of treatments Price of..
Related categories:

Associated key phrases